Business Owners Policy (BOP) Insurance — Simple, Smart Coverage for Small Businesses
Bundle the Coverage You Need. Save the Money You Want.
Owning a business is rewarding — but it’s also risky. From lawsuits to fires, theft, or even a temporary closure, just one event can put your business at serious financial risk. At JSSR Insurance Agency, we help business owners in Lathrop, Stockton, Tracy, Manteca, Modesto, and throughout California combine critical protection into one affordable policy with a customized Business Owners Policy (BOP).
✅ What Is a Business Owners Policy (BOP)?
A BOP is a bundled insurance package created for small to mid-sized businesses that need broad protection. It includes:
- 🛡️ General Liability Insurance – Covers customer injuries, property damage, and lawsuits
- 🏢 Commercial Property Insurance – Protects your business building, equipment, furniture, and inventory
- 🚫 Business Interruption Insurance – Reimburses lost income if your business can’t operate due to a covered event
This bundle saves you money and simplifies your policy management — so you can focus on running your business, not juggling insurance paperwork.
🧠 Why Do Small Businesses Choose a BOP?
- ✅ Better protection than general liability alone
- ✅ Lower cost than buying each policy separately
- ✅ Peace of mind during unexpected events
- ✅ Compliance with lease or contract insurance requirements
🔍 What’s Included in a BOP?
| Coverage Type | What It Covers |
|---|---|
| General Liability Insurance | Customer slip & falls, third-party injuries, property damage, advertising injury |
| Commercial Property Insurance | Fire, theft, vandalism, water damage to your building or contents |
| Business Interruption | Lost revenue if you temporarily shut down operations due to covered damage |
| Add-ons Available | Data breach/cyber liability, employee dishonesty, equipment breakdown, etc. |
📌 Who Qualifies for a BOP?
You may be eligible for a Business Owners Policy if your business:
- Has fewer than 100 employees
- Makes under $5 million in annual revenue
- Operates in a low-risk industry (retail, office, light service, food service, etc.)
- Owns or leases business property
- Wants to simplify and save on essential coverage
💼 Businesses We Help with BOP Coverage
- Retail Stores & Boutiques
- Restaurants & Cafés
- Hair Salons & Barbershops
- Auto Shops & Mechanics
- Dental & Medical Offices
- Consultants & Service Providers
- Contractors & Electricians
- Daycare Centers & Tutoring Services
- Nonprofits & Community Organizations
🌟 Why Choose JSSR Insurance Agency?
- ✅ Local Experts: Based in Lathrop, CA, we understand your local risks
- ✅ Personalized Service: We build policies tailored to your business
- ✅ Multi-Carrier Quotes: We find the best value for your coverage
- ✅ Fast Certificates: Get proof of insurance quickly — often same day
- ✅ Bilingual Team: English and Punjabi-speaking support available
“I never realized I could bundle everything I needed into one policy until I talked to JSSR. They saved me hundreds and made the process so smooth.”
– Sonia R., Salon Owner, Stockton, CA
“JSSR Insurance understands small businesses. They built a BOP for my café that gave me everything I needed — property, liability, and income protection — all in one.”
– D. Sandhu, Café Owner, Tracy, CA
📞 Get a Free BOP Quote — No Pressure, No Obligations
Ready to protect your business — and simplify your coverage?
👉 Call us now: (209) 701-6900
👉 Request your quote online: www.jssrinsag.com
👉 Email us:
📍 Proudly Serving Small Businesses In:
- San Joaquin County: Lathrop, Manteca, Stockton, Ripon, Tracy
- Stanislaus County: Modesto, Turlock, Ceres
- Santa Clara County: San Jose, Sunnyvale, Milpitas
- ...and other Central Valley & Bay Area communities
✅ Don’t Leave Your Business Exposed
One policy. One premium. Total protection.
Whether you're just starting out or have been in business for years, a BOP from JSSR Insurance Agency is a smart investment in your business’s future.
