Trucking Insurance That Keeps You Moving
Protect your trucks, cargo, and business with a custom policy built for owner-operators, fleets, and motor carriers. We shop top-rated carriers for the best combination of coverage and price—so you can focus on the road ahead.
Primary Auto Liability
Meets DOT/FMCSA requirements and protects against bodily injury and property damage you’re legally responsible for.
Physical Damage
Covers your tractors and trailers for collision, comprehensive, fire, theft, and more.
Motor Truck Cargo
Protects the goods you haul from loss or damage due to covered causes of loss.
Non‑Trucking Liability
Coverage when you’re off-dispatch and using the truck for non-business purposes.
General Liability
Covers third-party claims from your trucking operations not directly tied to auto liability.
Trailer Interchange
Protects trailers you don’t own while they’re in your care, custody, and control.
Workers’ Compensation
Coverage for employees who are injured on the job, including medical and lost wages.
Built for Your Operation
Owner‑Operators
Flexible options with occupational accident and bobtail coverage available.
Fleets
Scalable programs with safety credits, telematics discounts, and loss‑control support.
Specialized Hauling
Flatbed, tanker, reefer, heavy equipment, hazmat—tailored coverage by cargo and risk.
Talk With an Expert
Tell us about your routes, radius, drivers, and cargo. We’ll do the heavy lifting.
We Shop Top Carriers
We compare multiple A‑rated insurers to find the right protection at a competitive price.
Get Covered & COIs Fast
Bind coverage and get certificates quickly so your loads keep moving.
Get a Fast, Competitive Trucking Insurance Quote
Serving California and beyond. Local expertise, national reach.
Trucking Insurance FAQs
What coverage do I need to meet DOT/FMCSA requirements?
Most motor carriers require primary auto liability at minimum limits set by FMCSA based on commodity and radius. Many shippers/brokers also require general liability and cargo coverage.
Do owner‑operators need non‑trucking liability?
If you’re leased on and driving off‑dispatch for personal use, non‑trucking (bobtail) liability can fill the gap when primary liability doesn’t apply.
How fast can I get a certificate of insurance (COI)?
In many cases, the same day you bind. We deliver COIs quickly so you can pick up loads without delay.
Can you insure specialized cargo like hazmat or heavy equipment?
Yes. We work with carriers that write specialized hauling, subject to underwriting and safety requirements.
Why Trucking Companies Choose JSSR
- Dedicated trucking specialists who understand your operation
- Multiple quotes from A‑rated carriers to help control costs
- Proactive policy reviews to avoid coverage gaps
- Fast, friendly service for certificates and endorsements
What Clients Say
“Super fast COIs, great rate, and they actually answer the phone.” — Owner‑Operator, CA
“We moved our fleet to JSSR and saved while improving coverage.” — Fleet Manager, Central Valley
