Gas Station Insurance in California, Arizona, Washington & Oregon
Coverage for environmental liability, pumps & canopies, property, workers’ comp, crime, cyber & more — so your business keeps moving.
Why Gas Stations Need Insurance
Fuel Spills & Environmental Liability
Protects you against cleanup costs, third-party claims, and regulatory fines related to accidental releases.
Customer & Employee Injuries
Slip-and-fall at the forecourt, burns, or other on-site accidents — liability and Workers’ Comp help cover medical and legal costs.
Property & Equipment
Canopies, pumps, tanks, POS systems, and store inventory need protection from fire, theft, vandalism, wind, and collisions.
Key Coverages
General Liability
Third‑party bodily injury and property damage, legal defense, and medical payments for covered incidents.
Commercial Property
Building (if owned) and business personal property including canopies, pumps, signage, and c‑store fixtures.
Environmental Liability (incl. UST)
Coverage tailored to underground storage tanks, sudden/accidental releases, and mandated cleanup.
Workers’ Compensation
Required protection for employee injuries/illnesses and related wage benefits.
Equipment Breakdown
Helps repair or replace failed pumps, dispensers, air compressors, refrigeration, and POS hardware.
Business Interruption
Replaces lost income and helps cover ongoing expenses during a covered shutdown.
Crime & Employee Dishonesty
Protection against robbery, theft, skimming, and internal fraud.
Cyber Liability
Data breach and network security coverage for POS systems, skimmers, and payment processing.
State-by-State Guidance
California
Consider wildfire and earthquake exposures; environmental limits often need to be higher. Landlords may require specific endorsements and COIs.
Arizona
Extreme heat and monsoon storms. Focus on Equipment Breakdown, canopy wind coverage, and flood endorsements where applicable.
Washington
Heavy rain and winter storms raise water and roof risks. Validate BI limits for seasonal volume changes.
Oregon
Strict environmental compliance and coastal storms; ensure UST coverage and proper regulatory filings.
Why Choose JSSR Insurance Agency
Fuel Retail Expertise
From pumps and canopies to convenience stores and car washes — we know the risks.
Multi-State Convenience
One team for CA, AZ, WA & OR locations. Streamlined renewals and consistent limits.
Fast COIs & Claims Support
Need a landlord COI or had an incident? We move quickly so you can reopen.
FAQs
Do you cover attached car washes and air/water machines?
Yes. We can include attached car washes, vacuums, and air/water systems with proper equipment and liability coverage.
What affects my premium?
Location, fuel volume, number of pumps, claims history, security cameras/lighting, spill prevention measures, and employee training.
Can I get same-day COIs?
Often yes. We deliver fast COIs for landlords, lenders, and vendors.
Get Your Free Gas Station Insurance Quote
Protect your livelihood with tailored coverage that fits your operation and your budget. Serving California, Arizona, Washington, and Oregon.
Ask about text-based quoting when you call.
